Terms & Conditions
The words “we”, “us”, “our”, and “First State Bank” refer to First State Bank of De Queen, its parents, and the respective employees, directors, and officers. The terms “Site” and “Web Site” refer to First State Bank’s website. The words “you”, “your”, and “user” refers to visitors and users of the Site.
Agreement Between You and First State Bank
THESE TERMS AND CONDITIONS GOVERN THE USE OF THIS WEB SITE. YOUR USE OF THIS WEB SITE CONSTITUES YOUR AGREEMENT TO THESE TERMS AND CONDITIONS WITHOUT MODIFICATION, PLEASE READ THEM CAREFULLY. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS, DO NOT CONTINUE TO ACCESS THE SITE.
Modification of Terms
First State Bank reserves the right to modify these Terms and Conditions at any time without prior notice to you. It is your responsibility to regularly review the Terms and Conditions. Continued use of the Site following any modification to the Terms and Conditions constitutes your acceptance of any changes made.
This Web Site includes links to third-party websites not controlled by First State Bank. First State Bank is not responsible for the content of any third-part website that it may link to. You assume full responsibility for visiting any third-party website.
This website is intended to be used to disseminate information about our Products and Services. The contents of this Site are owned by First State Bank or are licensed through other entities. You may not copy, modify, distribute, transmit, display, reproduce, transfer, or republish any of the contents contained on the Site without the prior written consent of First State Bank. Trademarks, logos, and copyrights contained on the Site are the property of First State Bank and/or other third-party providers.
Products and Services
The products and services described on the Site are available only where permitted by law. Products and services are subject to change without prior notice. From time to time, conflicts may arise between information on the site and First State Bank’s agreements and disclosures. In such cases, First State Banks’ agreements and disclosures will have precedence. First State Bank reserves the right to discontinue any or all web offerings without prior notice to the user.
The Site is not targeted to children (people under the age of thirteen), nor does First State Bank provide services or sell products intended for the user or purchase of children.
The Site provides certain financial calculators as a service to users for educational purposes only. First State Bank does not guarantee the accuracy of the calculators or their results. We are not responsible for, and expressly disclaim all liability for, damages arising from the use of such calculators.
Disclaimers/Limitation of Liability
INFORMATION ON THIS SITE IS PROVIDED “AS IS” WITHOUT REPRESENTATIONS OR WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. First State Bank will take reasonable steps to ensure the accuracy of information displayed on the Site.
First State Bank will not be held liable under any contract, tort, negligence, strict liability or other claim for any loss, damage, expense, or penalty, including direct, indirect, consequential, punitive, exemplary, or incidental damages from the use of or inability to use this Site. This limitation includes, but is not limited to, equipment failure, delay in the operation or transmission of information, and transmission of a computer virus or other malicious code/malware.
First State Bank further assumes no responsibility for consequences resulting from the use of information on the Site, including but not limited to, delays, errors or omissions, the accuracy of information, the defamatory nature of statements, ownership of copyrights or other intellectual property rights, and the violation of property, privacy or personal rights of others. First State Bank is not responsible for, and expressly disclaims all liability for damages of any kind resulting from the user, reference, or reliance on such information.
You agree to indemnify, defend, and hold harmless First State Bank against any and all claims, demands, damages, or costs or expenses (including reasonable attorney's fees) that arise directly or indirectly from your breach of these Terms and Conditions or arising out of your use and/or conduct on the Site.
You agree that any disputes arising out of your use of the Site are to be governed by the laws of the State of Arkansas. You consent to the exclusive jurisdiction of courts sitting in the State of Arkansas, County of Sevier, in all disputes arising out of or relating to the contents or use of the Site.