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First State Bank of De Queen

Rewards Checking

Rewards Checking offers customers significant rewards¹:

  • High interest rate on account balances between one cent ($0.01) and $25,000. Balances over $25,000 earn a lower rate.
  • No monthly fees and no minimum balance to keep.3
  • ATM fees refunded (domestic)


Rewards Checking requires a few simple actions each cycle:

  • 10 debit card transactions posted and cleared on your account each "qualification cycle".²
  • Receive monthly e-Statements.
Rewards Checking now offers the option to add Preferred Rewards benefits.

¹ If the Rewards Checking account holder does not meet all the requirements during the statement cycle, he or she will still enjoy a free checking account with free internet banking and free online bill pay, but will not receive the bonus rates of interest or refunds on ATM fees for that time period.
² The "Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.
3 Customers that request a paper statement in lieu of or in addition to eStatements will incur a monthly statement fee.